Act in Faith
Quote of the Day – “Faith is thinking something is true to the extent we act upon it. ” W.T. Purkiser
Act in faith is a principle that must be learned by experience. Faith without works is dead. Most people, regardless of their faith, are familiar with that verse of scripture in the Bible from James. However, the idea of blind faith is ridiculous. However that is a far as many individuals ever get. They have no idea that James was talking about having faith in God. Faith in faith doesn’t work. Faith in the power of the living God does work.
You have to place your faith in something powerful enough to accomplish the goal you have in mind. You can place your faith in self but self is limited to your knowledge and experience.
Faith in God is unlimited and it makes more sense to trust in an unlimited power instead of the limited power of self.
Self might be able to accomplish a few task on this earth but still it is limited.
The key to accomplishing a major goal an impossible goal is to trust in the living God to help you accomplish the goal. You can’t accomplish anything without first having faith then act in faith.
You can’t jump off the highest building in the world and expect to live. However, if you get a glider, parachute, or a small plane to fly off the building with you will accomplish your goal. First you must have the power greater than self a glider, parachute or a small plane. Second, you have to trust the tool to get you to the bottom safely. You will never accomplish your goals with just faith or with just the act.
You want to get to the bottom of the building but you must first have faith in the power or tool then act on the faith.
I think I might be complicating this subject. Maybe not, act in faith. Have faith in a power greater than self because self is limited. Trust in self you will accomplish little chores. Trust in God and you will move a mountain.
Faith in action is critical to accomplish any goal in life. I want you to take a faith test. Pick someone you think you can trust. I dare you to try little faith test. Have someone stand behind you. You face away from the person and close your eyes. Ask the person to catch you as you fall backwards into their arms. Can you do it without flinching. I can’t do this very well because I have a trust issue with people.
To be honest, at times I have a trust issue with God. Yet, in order to move forward in my life I have to trust others and trust God to catch me when I fall.
Remember faith requires actions.
By: Dr Bob Wilkerson
What To Look For In A Fixer-Upper
Buying fixer-uppers has been a common investment technique for many years. These days, with millions of foreclosed homes available at bargain basement prices, fixer-uppers can be an excellent choice for buyers who are shopping for a home to live in, as well as for real estate investors.
Fixer-uppers are properties in need of repairs. They may be liveable in their present condition, or they may need quite a bit of work before they can be occupied, but in either case, there are some very important considerations when choosing the right property to help insure that you can achieve your personal objectives.
1. The Location
It used to be pretty rare to find a fixer-upper in a nice neighborhood, but the housing crisis has changed that. Today, fixer-upper properties are readily available in many of the nicer neighborhoods, especially in those states that have been hit hardest by high rates of foreclosure.
Don’t be impatient. Look around your chosen area carefully before making a final choice. It’s very important to be familiar with the local market. Choosing the right location will result in better property appreciation, and more demand when you are ready to sell, or better tenants and higher rental rates.
Avoid locations that have too many vacant properties, locations that have too many other investors in the area, or are places that you would not want to live yourself. Investor over-crowding tends to increase your competition and will therefore reduce your profits.
2. Know The True Market Value.
A property is not always a good deal just because it is a fixer-upper. Don’t let anyone sway your judgement about a property simply because it’s a fixer-upper. Just because a home has been foreclosed on does not automatically mean it is a good deal. Good deals are made through knowing what the true market value is, then negotiating a price that is as far below the true market value as possible.
3. Find A Fixer-Upper Project That You Can Handle.
Whether you are planning to live in the property, fix it up to sell or fix it up to use as a rental property, the most common mistake is that of taking on a project that is beyond your ability to handle.
I’ve done dozens of fixer-upper projects, including managing them for other investors. The biggest problem I’ve seen consistently is investors who take on projects that are bigger than they can handle. This leads to cost over-runs, projects that take too much time, and even running out of money and another foreclosure. I’ve seen numerous projects that were never finished after the buyer got over budget and ran out of money.
It’s easy to rationalize a project before you start, and inexperienced investors often believe that they can renovate an entire house in 4 weeks, working only on weekends in their spare time. That is a common mistake.
One biggie I suggest is to avoid any fixer-upper that needs walls moved in order to be functional. Moving walls and things like staircases can create unexpected problems unless you are planning to use a contractor who has adequate experience and a crew that can get the work done correctly. I’ve seen projects that began well and got totally out of hand and over budget after the investor decided to make extensive changes to the original floor plan.
If you choose a fixer-upper property in a desirable location, keep your rehab budget and necessary work within your ability to control, and you have a good renovation plan that you can stick with, you should find yourself owning a great property at a below market price. That means you’ll have some positive equity or a positive cash flow right from the start. And after all, that’s the main reason why you should consider buying a fixer-upper.
How to Keep Your Emotions in Check When Achieving Success
As you go about developing yourself in your business or in your career, you will have moments when you feel on top of the world, and other moments when you think that everything is falling apart around you. The good news is that this is a natural part of being human. But knowing that your emotions may go up and down on your journey to success is not the same as and actually keeping your emotions in check.
Success can take many different forms. It can be a successful family, a blossoming career, or a booming business. Whatever success means to you, it is important to always remember that it is an impermanent thing. Success is not a constant state of existence, and as such, when you feel that you have achieved success, you haven’t ‘gotten there’.
I have read many self help books, business books and religious books, and all the inspired authors recognise one truth – that the good comes with the bad. What this means is that with every success comes failure, and with every failure comes success. The two feelings and subsequent emotions are intrinsically tied. And as such, appreciating each emotion you have on the journey to success is important, but not as important as not getting carried away by them.
In no way should you deny yourself the chance to feel and experience the joy, happiness and excitement that comes from achieving a dream. It is everyone’s purpose to experience these feelings for themselves during their life, and to help others experience these emotions too. But, as with any process of learning and experiencing, there will come a time when the feelings will fade, the experience will change, and you will be presented with more challenges in your life that will cause you to think that you have not succeeded.
So, whilst you are enjoying the emotional highs during a period of success, recognise that future challenges will come your way. This will help you to remain respectful of others and their current situation as well as appreciate your present moment even more.
The reverse can also happen. People can feel depressed or worried when they are achieving or have achieved success. The phone is ringing, things are going your way, and you begin to think “When is this going to end? When is the bad news coming?” It surprises me that some people have this tendency, but it can and does happen.
If this has happened or is happening to you, then remind yourself of this universal truth – this too shall pass. What this means is that every experience you have ever had has come and gone. All the past good AND bad experiences have come and gone, and your current situation is no different. It is not permanent – by its very nature, achieving success is an impermanent thing and it will pass.
So, you most likely will experience future challenges after success, and you will achieve success after challenges. If you make efforts each day to live the best way you can with what you know, look to improve yourself through education and taking risks and helping others in the process, then success will come your way. And when it does, remind yourself that whilst it is a wonderful feeling, it too shall pass.
Common Methods to Deal With Wholesaling Real Estate
Wholesaling Real Estate is regarded as a no risk strategy that may get huge benefits for first-time investors and also old-timers who had long been in the field of property investing. It takes little or no financial risk and that’s the reason why it is popular with most investors. There are a few ways about how you can get started with wholesaling: look for handles lots of equity, locking up the deals and lastly finding the investors who’d be interested to buy the deal.
Here are a few of the common methods to deal with the challenges in finding deals with high equity.
Search for sellers in classified ads or Craigslist. If you’ve a tight budget and wants to try wholesaling real estate this is one of the best means for newbies investors. You can get leads there for free. There may not be a lot of good leads but you will soon discover some that are worthwhile like those who advertise that they’re in pre-foreclosure.
One other approach to market where you’ll not need to spend anything is to put a road sign like “We Buy Houses” and add your contact number in some high traffic intersections in your area. By doing this you will be able to target certain areas for some small investment. The only setback with wholesaling real estate method is that other municipalities restrict road signs so you need to ask around or do your research first before you place your road signs.
But here is one most targeted practice of marketing when flipping houses and that is through mail or flyer campaigns. Flyers are considered an ideal option since you can do these with a limited budget. Just print out some flyers announcing that you are a cash home buyer with your contact details. Then look for the prospective area that you’d like to distribute your flyers to.
But if you’ve enough budget, you may try mailings to targeted homes in area you wish to acquire. There are also companies out there that may help do this for you at an affordable price. At the same time assist you in finding motivated sellers like those in foreclosure.
After you have good leads coming into your wholesaling real estate pipeline, the next thing you need to do is get them under contract to buy. Try and see if you can get yourself a season investor or an attorney in your area to have a contract that would work well for you. It’s crucial that you ensure that you have the right to assign the contract before closing. In some other states, you’ll have the right unless the agreement states that you cannot assign the agreement and the term where buyer has the right to assign agreement can be added. So that you can then start marketing it to buyer’s list when you get the deal under contract.
How To Figure Out The Passion Within You
Ever wonder how to figure out your innermost passion, your purpose, your why? Are you asking yourself “Ay, caramba, what is he talking about?”
What is it that fuels you to be your best, to get up early, to stay up late, to keep on practicing day after day? Is it your family? Is it a desire for a better lifestyle? Could it be a simple and pure love of playing a particular sport? Do you feel an all-consuming craving from deep inside that you must prove to yourself or someone else you have what it takes to be successful?
What is success to you? What is it you want? Where do you want to be? Who do you want to be?
Is it something materialistic? Is it being the head of a successful business? Does it mean you are truly able to help people, either through inspiration or through financial funding?
If you don’t know what your passion is and you’re not sure about how to figure out what it is, my hope is that this overview will help you discover what is lying within you that will energize you from this point forward.
Step one, reflect on what it is you really want, who you want to be. Write it down in detail. If this seems challenging, think about what you don’t like in your life right now. Maybe the answer lies within the realm of negative motivation. If you are sick and tired of what you’ve been getting in life, daydream for a while about what you do want.
Think of things that excite you, that make you feel like your endorphins are morphing out and turning into an uncontrollable burning desire. If you can get to this feeling, more than likely you now have a much better understanding of your passion.
Step two is to contemplate on the context of who you want to be. This begins with reflecting on and understanding who you are and what you don’t like about it.
What do you want to change the most? This will help you find out what’s right, who you really want to be. Envision your ultimate personal character, write down all of the details.
Figure out your specific goals for the next three months, six months and one year. Yep, you guessed it, teacher says “Write them down and prioritize them.”
What’s the big chip, the one main obstacle you can’t seem to let go of that is keeping you mired in the comfort rut of life? Think about the past serious commitments you have made that you never followed through on. What’s the commonality, the brick wall you keep running into? Is it a fear? Could it be a lifetime bad habit?
Speak with your mentor about developing a plan of action. If you don’t have one, think about people you admire. You may not necessarily have to know them personally. Use your creativity and take the initiative for how to introduce yourself to a leader you admire. This could be an author of a self-improvement book that has had a solid impact on you. Send them a friend request on Facebook. Reach out to them.
Cruise through your cranium, see if you can figure the bigger reasons you might have to take action to achieve your goals.
Being completely honest with yourself, reflect on what level, what type of integrity you want to have with everyone. Who is the single most important person to be in absolute integrity with? Hello? It’s YOU! Integrity begins within each of us. If we’re out of integrity with ourself, then we’re most likely out of integrity with others.
Now you must make sure you focus on every action being geared toward results! This means your focused actions will get you closer to your goals each and every day. This is the basic premise of what is known as the compounding effect. Consistent energy and action gets you closer to your chosen destination.
Work at reaching the point where you can achieving excellence with your day-to-day process. Mindset, organization, self-management, knowledge, and results oriented behavior are all contributing components of your overall soon to be leadership skill-set.
The bottom line is that your results are the only indicator of how you are doing, how you are progressing.
Can People Avoid Foreclosure?
Many people emphasize on the fact that once you’re not able to afford your mortgage payments, your property will inevitably be foreclosed on. Because of the devastating penalties foreclosure can produce to an individual’s life, most people will do literally anything to avoid it. There are actually many reasons that make your lender issue a foreclosure notice for you, and most of them are a direct consequence to your uncalculated actions. However, in today’s conditions, the rules have changed a bit. With the economic instability we’re living by, it’s becoming harder than ever to have control over our financial lives. For people asking if it’s even possible to avoid foreclosure, I’ll reply that it definitely is, but only if you follow these tips:
1- Ignorance isn’t bliss:
I keep saying to people that ignorance is not the way to go when you’re facing financial issues. If you think that you’re going to outsmart your lender by ignoring them, then soon you’ll realize that you’re only hurting yourself. The number one reason people fall into trouble is because they ignore signs when they clearly see they’re coming. If you want to have all the options open to you, you need to act as soon as possible.
2- Don’t be afraid to ask:
Another key thing to avoiding foreclosure is to talk to your lender about possible alternatives. If you’ve acted as soon as you were not able to pay your mortgage, then there will definitely be many options left that you could choose from. Try to contact your lender and explain to them why exactly you are unable to afford any further payments. If they find out that you’re really honest and not just making things out, then they will be more than happy to offer you alternatives such as: forbearance, short sale, period extension, tax reduction…etc.
3- Solve what’s causing the problem:
If you are facing foreclosure, then there must be something wrong with your finances. While sometimes things could be way over your head (like job loss, death, loss of second income), most of the times it’s something that you have control over. You need to seek a debt relief expert who will make sure that you spend your money only on things that you and your family can’t survive without. If you learn how to spend rationally, then you’ll be able to avoid many financial problems and not just foreclosure.
I know that many people think that there will be no way for them to avoid foreclosure. However, with the right education and awareness, you will be able to avoid it and improve your financial as well as your overall life.
5 Tips to Expand Your Money Blueprint
A lot of buzz is created every time there is a winner in a lottery. Many believed that this is the grand solution to almost all their entire problem. So it’s a normal sight to see a long line of wishful thinkers with high hopes of being chosen as the grand winner in every lottery.
So what if you do win? What are you going to do next?
Look at the event in a different perspective. Do you know that it’s a known fact that 90% of all lotto winners lose all the money they won (no matter how big) within just a period of five years? That sounds crazy, doesn’t it? But that’s the truth. Now that’s a good reason why you should NOT be lonely if you did not win.
Now how could that be?
The reason for that is simply this… the minds of most lotto winners are not yet programmed for success. This money programming is what we call as a person’s “MONEY BLUEPRINT.” If your money blueprint is designed small and you start receiving a huge amount of money, you will automatically engage in sabotaging behaviors to lose that money. It can be compared to a small drinking glass that is receiving a huge volume of water and so what happens is the water will just flow out of the small glass. The small glass just can’t hold a gallons of water being poured into it! So what this lotto winner needs to do if he wants to sustain and continuously grow his money is re-design and re-construct (his mindset) to LARGE. Otherwise, he will just lose everything real fast!
This principle applies to everyone on the face of this planet. Until you can program your mind for success, you will continue losing everything that you get or earn. So before going for any dream or goal, why not take the time to discover first how you can recondition your MONEY BLUEPRINT to LARGE.
The question now is “How can you start redesigning your Money Blueprint?”
1. Invest in your learning - Look for self-help financial books that will give you an insight on what you are right now as a person when it comes to money. Most if this learning are not taught inside the classroom, if it is, evaluate the credibility of the teacher. It must be written and explained by people who are credible and have created substantial results in wealth. Most of what we know came from advises of poor and broke people around us. In return, that became the programming of our mindset and ultimately our reality. But don’t worry because it’s never too late to start unlearning and acquiring new knowledge.
“If you think education is expensive, try ignorance” – Ben Franklin
2. Join a mastermind team - One of the greatest secret in building wealth is associating and surrounding yourself with wealthy people. It may not be materialistically wealthy people but people having a wealthy mindset. These are the people who will lift you up to success and will always encourage you to set goals bigger that yourself. It makes your dreams easier to get because other people can think of other possibilities in attaining your dreams that you would NOT normally thought of when you are just alone.
3. Practice BEING – Being poor or broke starts from a strong belief so as with becoming rich. Even though you don’t see physical manifestations of wealth around you yet, form the belief in your mind that you are already wealthy. By doing so, your subconscious mind will look for ways and opportunities around you to create wealth. Becoming aware that you have an infinite potential inside you waiting to be unleashed is your ultimate key to success.
4. DO IT! – There are two kinds of habit, DOING and Not DOING. There is no such thing as TRYING. When a great idea comes that will expand your money blueprint, seize the moment and DO it right away. Never wait for opportunities to be perfect because it never will. Making as many mistakes while doing what you thought of is your footbridge towards your dreams. Remember that knowledge that is never applied is meaningless.
5. GIVE what you want to Receive – Always remember that abundance is everywhere. Money does not run out, it only circulate. Start by donating to a worthy cause in your society and you will be blessed tremendously. Whether money or opportunities, you will always get what you always give.
Home Selling – FSBO – The #1 Secret to Thousands of Dollars of Free Advertising to Sell Your Home
Thousands of home sellers are already taking advantage of free internet advertising to find buyers for their properties. You should do this also to maximize the number of people who view your home’s online listing.
There are too many ways to get free advertising on the internet to discuss them all in one article. Also, there are just as many ways to get advertising that are not free but are very inexpensive.
The thing to keep in mind is that even free ads have a cost: the cost of the time it takes to post advertisements. This will be either your time or the time of someone you hire for the job.
The #1 way to receive the most traffic viewing your home’s website is to list your home in Craigslist.
Free Classifieds
There are hundreds of free classified ad sites online. You can get a lot of traffic to your home-for-sale website by posting ads on just the top ones, however.
The number one free classified site in the world is Craigslist, which has local pages in every major and mid-size city. If you choose just one free classified site to advertise your home for sale, this is the one.
By doing a FSBO sale you have an advantage on Craigslist since they do not like their free service to be used too much by commercial organizations like realty companies. Put in your ad that is is “for sale by owner” and it will be very well received.
How to Create a Home Listing on Craigslist
There is something of an art to this, so you want to seek out help or advice. You must first create your Craigslist account and give what they want. Then you simply write a compelling description just like you would for any other real estate listing. Stress the positive but don’t use extreme language. Just the facts, please.
You can upload four free photographs to your Craigslist home listing, so be sure to do that and pick four great ones.
You will need to post a new ad every two days to keep it fresh. This will get you the most traffic.
My experience tells me that free Craigslist ads, when combined with other internet marketing techniques, can yield a large number of interested buyers for your home-for-sale website. Be sure to make it part of our Total Web Marketing Strategy.
If you want to sell real estate fast then you should learn the power of video in making home sales.
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